{"id":11648,"date":"2026-04-15T06:49:00","date_gmt":"2026-04-15T06:49:00","guid":{"rendered":"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/"},"modified":"2026-04-15T06:49:58","modified_gmt":"2026-04-15T06:49:58","slug":"94a47412-99e1-4217-ac25-6a9e977347ed","status":"publish","type":"post","link":"https:\/\/thecreditsfuture.com\/za\/94a47412-99e1-4217-ac25-6a9e977347ed\/","title":{"rendered":"Verbraucherkredit-Richtlinie (EU) 2023\/2225: Neue Kreditschutz-Regeln im \u00dcberblick"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Empfohlen f\u00fcr Sie<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">EU-Verbraucherkreditrichtlinie 2023\/2225<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Die neue Richtlinie verspricht verbesserten Verbraucherschutz und faire Bedingungen bei Krediten. Transparente Zinsen, klare Regeln und moderne Online-Abwicklung erleichtern die Kreditaufnahme.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thecreditsfuture.com\/za\/redirect\/?https:\/\/rsw.beck.de\/docs\/librariesprovider57\/default-document-library\/eu-richtlinien\/eu_rl_2023_2225_rs_2025_12_15.pdf?sfvrsn=7aeff56d_1\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Jetzt beantragen<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Sie werden auf eine andere Website weitergeleitet<\/small>\n<\/div>\n<p>Die neue EU-Verbraucherkredit-Richtlinie 2023\/2225 legt europaweit harmonisierte Vorschriften f\u00fcr Verbraucherkreditvertr\u00e4ge fest und l\u00f6st die bisherige Richtlinie 2008\/48\/EG ab. Ziel ist es, den Verbraucherschutz deutlich zu erh\u00f6hen, Irref\u00fchrungen auszuschlie\u00dfen und Kreditaufnahme transparenter und fairer zu gestalten.<\/p>\n<p>Die Richtlinie gilt f\u00fcr nahezu alle Verbraucherkreditvertr\u00e4ge bis zu 100.000 EUR, mit wenigen spezifischen Ausnahmen (z. B. Hypothekendarlehen). Auch innovative Kreditformen wie &#8220;Buy now, pay later&#8221; sind abgedeckt, wodurch Online-Konsumkredite sicherer gestaltet werden.<\/p>\n<p>Hervorzuheben sind die verst\u00e4rkte Pflicht zur umfassenden Verbraucherinformation, die klare Regelung von Widerrufsrechten sowie bestimmte Werbeverbote, etwa bez\u00fcglich der Leichtigkeit oder Vorteile der Kreditaufnahme.<\/p>\n<h2>Ablauf: So beantragen Verbraucher einen Kredit unter der neuen Richtlinie<\/h2>\n<ul>\n<li>Kreditanbieter ausw\u00e4hlen und Objekt der Finanzierung bestimmen.<\/li>\n<li>Alle vorgeschriebenen Informationen zu Zinsen, Laufzeit und Gesamtkosten erhalten.<\/li>\n<li>Vorvertragliches Informationsblatt und Erl\u00e4uterungen schriftlich bekommen.<\/li>\n<li>Kreditw\u00fcrdigkeitspr\u00fcfung erfolgt durch den Anbieter.<\/li>\n<li>Widerrufsrecht von 14 Tagen nach Abschluss wahrnehmen, falls gew\u00fcnscht.<\/li>\n<\/ul>\n<h2>Vorteile der neuen Verbraucherkreditrichtlinie<\/h2>\n<p>Ein zentraler Vorteil ist der europaweit einheitliche, hohe Verbraucherschutz. Verbraucher profitieren von Klarheit \u00fcber Kosten und R\u00fcckzahlungsbedingungen.<\/p>\n<p>Die Pflicht zu transparenten Standardinformationen macht Angebote leicht vergleichbar. Moderne Regeln f\u00fcr Onlinekredite bieten mehr Sicherheit im digitalen Alltag.<\/p>\n<h2>Nachteile der neuen Vorschriften<\/h2>\n<p>Trotz der Verbesserungen kann der Antragsprozess etwas b\u00fcrokratischer werden, da viele detaillierte Informations- und Dokumentationspflichten eingehalten werden m\u00fcssen.<\/p>\n<p>F\u00fcr Kreditgeber wie auch Verbraucher kann dies in Einzelf\u00e4llen zu einem gr\u00f6\u00dferen Aufwand und l\u00e4ngeren Wartezeiten bis zur Auszahlung f\u00fchren.<\/p>\n<h2>Fazit: Unabh\u00e4ngige Bewertung<\/h2>\n<p>Die neue Verbraucherkreditrichtlinie der EU ist ein bedeutender Fortschritt f\u00fcr alle Kreditnehmer im europ\u00e4ischen Raum. Sie erreichte ein modernes, nutzerfreundliches Schutzniveau und f\u00f6rdert Fairness am Markt.<\/p>\n<p>Doch lohnt ein genauer Blick auf die spezifischen Vertragsbedingungen, die weiterhin individuell gepr\u00fcft werden sollten. F\u00fcr informierte Konsumenten ist die Richtlinie jedoch ein klarer Gewinn.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Empfohlen f\u00fcr Sie<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">EU-Verbraucherkreditrichtlinie 2023\/2225<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Die neue Richtlinie verspricht verbesserten Verbraucherschutz und faire Bedingungen bei Krediten. Transparente Zinsen, klare Regeln und moderne Online-Abwicklung erleichtern die Kreditaufnahme.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thecreditsfuture.com\/za\/redirect\/?https:\/\/rsw.beck.de\/docs\/librariesprovider57\/default-document-library\/eu-richtlinien\/eu_rl_2023_2225_rs_2025_12_15.pdf?sfvrsn=7aeff56d_1\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Jetzt beantragen<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Sie werden auf eine andere Website weitergeleitet<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Die neue EU-Verbraucherkreditrichtlinie sorgt f\u00fcr mehr Transparenz und Sicherheit bei Krediten. Erfahre alle wichtigen Infos sowie Vor- und Nachteile f\u00fcr Kreditnehmer.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Verbraucherkredit-Richtlinie (EU) 2023\/2225: Neue Kreditschutz-Regeln im \u00dcberblick - The Credits Future<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thecreditsfuture.com\/za\/94a47412-99e1-4217-ac25-6a9e977347ed\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Verbraucherkredit-Richtlinie (EU) 2023\/2225: Neue Kreditschutz-Regeln im \u00dcberblick - The Credits Future\" \/>\n<meta property=\"og:description\" content=\"Die neue EU-Verbraucherkreditrichtlinie sorgt f\u00fcr mehr Transparenz und Sicherheit bei Krediten. Erfahre alle wichtigen Infos sowie Vor- und Nachteile f\u00fcr Kreditnehmer.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thecreditsfuture.com\/za\/94a47412-99e1-4217-ac25-6a9e977347ed\/\" \/>\n<meta property=\"og:site_name\" content=\"The Credits Future\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-15T06:49:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-15T06:49:58+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/thecreditsfuture.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"Verbraucherkredit-Richtlinie (EU) 2023\/2225: Neue Kreditschutz-Regeln im \u00dcberblick\",\"datePublished\":\"2026-04-15T06:49:00+00:00\",\"dateModified\":\"2026-04-15T06:49:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/\"},\"wordCount\":377,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/thecreditsfuture.com\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"en-ZA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/\",\"url\":\"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/\",\"name\":\"Verbraucherkredit-Richtlinie (EU) 2023\/2225: Neue Kreditschutz-Regeln im \u00dcberblick - The Credits Future\",\"isPartOf\":{\"@id\":\"https:\/\/thecreditsfuture.com\/#website\"},\"datePublished\":\"2026-04-15T06:49:00+00:00\",\"dateModified\":\"2026-04-15T06:49:58+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/#breadcrumb\"},\"inLanguage\":\"en-ZA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/thecreditsfuture.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Verbraucherkredit-Richtlinie (EU) 2023\/2225: Neue Kreditschutz-Regeln im \u00dcberblick\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/thecreditsfuture.com\/#website\",\"url\":\"https:\/\/thecreditsfuture.com\/\",\"name\":\"The Credits Future\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/thecreditsfuture.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/thecreditsfuture.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-ZA\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/thecreditsfuture.com\/#organization\",\"name\":\"The Credits Future\",\"url\":\"https:\/\/thecreditsfuture.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ZA\",\"@id\":\"https:\/\/thecreditsfuture.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/thecreditsfuture.com\/wp-content\/uploads\/sites\/789\/2026\/03\/cropped-The-Credits-Future.jpg\",\"contentUrl\":\"https:\/\/thecreditsfuture.com\/wp-content\/uploads\/sites\/789\/2026\/03\/cropped-The-Credits-Future.jpg\",\"width\":512,\"height\":512,\"caption\":\"The Credits Future\"},\"image\":{\"@id\":\"https:\/\/thecreditsfuture.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/thecreditsfuture.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ZA\",\"@id\":\"https:\/\/thecreditsfuture.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.\",\"url\":\"https:\/\/thecreditsfuture.com\/za\/author\/bcgianni\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Verbraucherkredit-Richtlinie (EU) 2023\/2225: Neue Kreditschutz-Regeln im \u00dcberblick - The Credits Future","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/thecreditsfuture.com\/za\/94a47412-99e1-4217-ac25-6a9e977347ed\/","og_locale":"en_US","og_type":"article","og_title":"Verbraucherkredit-Richtlinie (EU) 2023\/2225: Neue Kreditschutz-Regeln im \u00dcberblick - The Credits Future","og_description":"Die neue EU-Verbraucherkreditrichtlinie sorgt f\u00fcr mehr Transparenz und Sicherheit bei Krediten. Erfahre alle wichtigen Infos sowie Vor- und Nachteile f\u00fcr Kreditnehmer.","og_url":"https:\/\/thecreditsfuture.com\/za\/94a47412-99e1-4217-ac25-6a9e977347ed\/","og_site_name":"The Credits Future","article_published_time":"2026-04-15T06:49:00+00:00","article_modified_time":"2026-04-15T06:49:58+00:00","author":"Bruno Gianni","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Bruno Gianni","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/#article","isPartOf":{"@id":"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/"},"author":{"name":"Bruno Gianni","@id":"https:\/\/thecreditsfuture.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4"},"headline":"Verbraucherkredit-Richtlinie (EU) 2023\/2225: Neue Kreditschutz-Regeln im \u00dcberblick","datePublished":"2026-04-15T06:49:00+00:00","dateModified":"2026-04-15T06:49:58+00:00","mainEntityOfPage":{"@id":"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/"},"wordCount":377,"commentCount":0,"publisher":{"@id":"https:\/\/thecreditsfuture.com\/#organization"},"articleSection":["Hidden"],"inLanguage":"en-ZA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/","url":"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/","name":"Verbraucherkredit-Richtlinie (EU) 2023\/2225: Neue Kreditschutz-Regeln im \u00dcberblick - The Credits Future","isPartOf":{"@id":"https:\/\/thecreditsfuture.com\/#website"},"datePublished":"2026-04-15T06:49:00+00:00","dateModified":"2026-04-15T06:49:58+00:00","breadcrumb":{"@id":"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/#breadcrumb"},"inLanguage":"en-ZA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/thecreditsfuture.com\/94a47412-99e1-4217-ac25-6a9e977347ed\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/thecreditsfuture.com\/"},{"@type":"ListItem","position":2,"name":"Verbraucherkredit-Richtlinie (EU) 2023\/2225: Neue Kreditschutz-Regeln im \u00dcberblick"}]},{"@type":"WebSite","@id":"https:\/\/thecreditsfuture.com\/#website","url":"https:\/\/thecreditsfuture.com\/","name":"The Credits Future","description":"","publisher":{"@id":"https:\/\/thecreditsfuture.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/thecreditsfuture.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-ZA"},{"@type":"Organization","@id":"https:\/\/thecreditsfuture.com\/#organization","name":"The Credits Future","url":"https:\/\/thecreditsfuture.com\/","logo":{"@type":"ImageObject","inLanguage":"en-ZA","@id":"https:\/\/thecreditsfuture.com\/#\/schema\/logo\/image\/","url":"https:\/\/thecreditsfuture.com\/wp-content\/uploads\/sites\/789\/2026\/03\/cropped-The-Credits-Future.jpg","contentUrl":"https:\/\/thecreditsfuture.com\/wp-content\/uploads\/sites\/789\/2026\/03\/cropped-The-Credits-Future.jpg","width":512,"height":512,"caption":"The Credits Future"},"image":{"@id":"https:\/\/thecreditsfuture.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/thecreditsfuture.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4","name":"Bruno Gianni","image":{"@type":"ImageObject","inLanguage":"en-ZA","@id":"https:\/\/thecreditsfuture.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","caption":"Bruno Gianni"},"description":"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.","url":"https:\/\/thecreditsfuture.com\/za\/author\/bcgianni\/"}]}},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"Bruno Gianni","author_link":"https:\/\/thecreditsfuture.com\/za\/author\/bcgianni\/"},"uagb_comment_info":0,"uagb_excerpt":"Die neue EU-Verbraucherkreditrichtlinie sorgt f\u00fcr mehr Transparenz und Sicherheit bei Krediten. Erfahre alle wichtigen Infos sowie Vor- und Nachteile f\u00fcr Kreditnehmer.","_links":{"self":[{"href":"https:\/\/thecreditsfuture.com\/za\/wp-json\/wp\/v2\/posts\/11648"}],"collection":[{"href":"https:\/\/thecreditsfuture.com\/za\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thecreditsfuture.com\/za\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thecreditsfuture.com\/za\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/thecreditsfuture.com\/za\/wp-json\/wp\/v2\/comments?post=11648"}],"version-history":[{"count":1,"href":"https:\/\/thecreditsfuture.com\/za\/wp-json\/wp\/v2\/posts\/11648\/revisions"}],"predecessor-version":[{"id":11657,"href":"https:\/\/thecreditsfuture.com\/za\/wp-json\/wp\/v2\/posts\/11648\/revisions\/11657"}],"wp:attachment":[{"href":"https:\/\/thecreditsfuture.com\/za\/wp-json\/wp\/v2\/media?parent=11648"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thecreditsfuture.com\/za\/wp-json\/wp\/v2\/categories?post=11648"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thecreditsfuture.com\/za\/wp-json\/wp\/v2\/tags?post=11648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}